Did you know some of our clients have the cost of their bankruptcy case paid for with damages they receive from their creditors? It can happen. There are several situations that can arise before, during and after a bankruptcy has been filed that can result in compensating you for a creditor’s unlawful actions. Below are some examples of how the Nancy L. Thompson Law Office PC has gotten damages for our clients after their bankruptcy was filed:
Stay violation: creditors trying to collect a debt after the bankruptcy has already been filed.
Discharge violation: creditors trying to collect a debt after the bankruptcy case has been completed.
Debt Collection Violations: creditors harassing, threatening, falsely representing themselves, contacting 3rd parties regarding your debts without your permission, or communicating with you directly after you’ve hired an attorney.
What can you do if any of the above has happened or is happening to you?
- Contact the Thompson Law Office at [email protected] or at 515-875-4850 to tell us your story.
- Facts & evidence are essential! Keep a detailed phone log of communication, save every letter or correspondence received from the creditor and make personal notes regarding the situation and nature of the call (example: creditor threatened me by saying I would be arrested, I was worried about my job security since they threatened to contact my boss if I did not pay them today).
Bankruptcy clients who have kept good records and contacted us about these violations have often received damages in excess of what it cost them to file bankruptcy. Our non-bankruptcy clients can sometimes receive settlements that prevent the need to file bankruptcy. Nancy L. Thompson Law Office PC is dedicated to protecting consumer rights while holding creditors accountable when they break the law.