Some of our clients have the cost of their bankruptcy case paid for with damages they receive from their creditors.
There are several situations within bankruptcy filing that may result in compensation for you.
Compensation from creditors may include:
- Stay violation: creditors attempting to collect a debt after the bankruptcy is filed
- Discharge violation: creditors attempting to collect a debt after the bankruptcy is complete
- Debt Collection Violations: creditors harassing, threatening, falsely representing themselves, contacting 3rd parties regarding your debts without your permission, or communicating with you directly after you’ve hired an attorney.
What can you do if any of the above is happening to you?
Facts & evidence are essential!
Save every letter or correspondence received from the creditor and make personal notes regarding the situation and nature of the call.
Examples:
- creditor threatens to have you arrested
- creditor threatens to contact your boss if you did not pay them today
Bankruptcy clients who have kept good records and contacted us about these violations have often received damages in excess of what it cost them to file bankruptcy.
Our non-bankruptcy clients can sometimes receive settlements that prevent the need to file bankruptcy.
Here’s what our clients are saying: Thanks, we appreciate all that you are doing for us. It has been very stressful. The calls have stopped since we gave the creditors Nancy’s number so it has been much better. – Kathie
